Mexican Auto Insurance - Kitto's Surprise Adventure!
For an American visitor, a car accident in Mexico is a great deal more serious than the same type of accident would be at home according to Mr. Kitto. In his personal account of having a car accident and spending a week dealing with Mexican Authorities, Kitto hopes to alert all Americans planning to drive in Mexico of the need to be fully prepared.
Mexican car insurance tops his list, for reasons that will become obvious as you read his story. Bill Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend's truck.
An exceedingly cautious driver, Bill was at the wheel because road conditions were deteriorating due to an incoming rain storm, which left him at the mercy of his friend's Mexican insurance holder.
Bill and his friend were traveling at a cautious 30 MPH hour when they rounded a corner to find a Mexican military hurtling towards them partly on their side of the road. Unable to avoid the crash, the two vehicles impacted head-on left, sending the personnel scattered down an embankment and Bill and his friend into the cliff wall on the opposite side.
The Mexican police came very quickly. While his friend was left standing on the side of the road, Bill, who was injured, was taken hastily to another location that was not know to either Bill or his friend. You are guilty until proven innocent in Mexico, unlike in the US.
Bill finds himself in a Mexican detention cell without any contact and without any knowledge of his fate, in part because at this point he has no way of knowing whether his friend even carried Mexican auto insurance.
Hours later, guards return to take him back to the accident scene where he is at least able to reunite with his friend and his friend's Mexican car insurance policy. In the U.S., this might mean problem solved, but in Mexico, there is much more to go through.
The whole story is lengthier, more detailed and more than a little uncomfortable for Bill. During a week in the hospital, Bill tried very hard to make sure his injuries would keep him out of the Mexican jail. With legal representatives that had low ethics and technology that was a muddled mess, Bill was at the mercy of the local authorities and paying his way out seemed futile.
There were many times when Bill was unsure if he would ever get out of the mess-if he could afford to get out of the mess. In the end, Bill does gain his tenuous freedom, only after spending more than $28,000 US. Luckily for Bill, he was able to secure the money to secure his freedom, but many other Americans would have fallen far short.
Because of the bureaucracy and dishonesty encountered in Mexico, Bill is unsure if he will ever see a return on his life's investment. Bill took away a few things from his experience that he strives to pass on to all Americans traveling in Mexico.
Be sure to have a cell phone or satellite phone on you at all times and learn the dialing codes in Mexico.
Remain in contact with family in the states that can help you secure funds if needed and contact Mexican insurance companies as needed (because your ability will be limited)
And above all else-
MAKE SURE YOU HAVE MEXICAN AUTO INSURANCE-with very good coverage and limits to cover all personal injury and property damage.
Verify that your Mexico auto insurance is from a quality insurance company.
Make certain that you have proof of Mexico Insurance within the car and at hand all the time! (Should you be away from the vehicle, have the Mexican auto insurance ID cards on your person!)
Mr. Kitto's drawn-out and exhausting dilemma has proved one thing to him- money is what makes Mexican legalities disappear. Over there, they don't care where the money originates, but only if you can pay the bill. Innocence plays a small role in these situations and it can mean the difference between receiving your freedom and losing your rights.
Most people can only dream of having $30,000 plus readily available to them, so it is best to have very good Mexican car insurance to and adequate limits protect yourself.
Article Source: http://www.search-raven.com
About the Author
Linden Gray is an international insurance veteran with 29 years of retail & direct insurance experience. Mr. Gray has been featured in numerous publications including RV Magazine, PE.com, Google & Yahoo News, Digg & Buzzle. Visit his website here: Mexican Insurance or visit Mexican Auto Insurance
This article is licensed under a Creative Commons Attribution - No Derivative Works 3.0 Unported License, which means you may freely reprint it, in its entirety, provided you include the author's resource box along with LIVE links (without "nofollow" tags).
by: LindenGray
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